FAQ
What kind of services do you offer?
Financial Education and Planning, Estate Planning, Retirement Planning, Risk Management and Insurance Planning, Investment Management Services and Tax Management Services.
What type of investment planning do you offer?
Investment planning is a process to determine a unique plan for individual situations. Services include Investment Advisory Services, Income Investment Planning, Accumulation Investment Planning, Tax Efficient Investment Planning, and Legacy Investment planning.
What is a Certified Financial Planner?
The Certified Financial Planner designation represents a high level of competency, education, ethics, and professionalism, CFP's Board's Standards of Professional Conduct require CFP professionals' obligations to uphold principles of integrity, objectivity, fairness, confidentiality, and diligence. CFP professionals put your interests above their own and to provide their financial planning services as a "fiduciary" - acting in the best interest of their financial planning clients.
Do you work with businesses?
Yes, we work with many small businesses and farms in Kosciusko County and surrounding areas.
Are you a fiduciary?
Yes, I am a Certified Financial Planner and an Accredited Investment Fiduciary, which represents my certification as a fiduciary. The standard of "fiduciary" - means acting in the best interest of our financial planning clients.
How do you get paid? What are your rates?
We can be paid via five different methods, hourly fees for services, onetime free for individual customized financial plans, advisory fee - based investment services, traditional commission based or referrals.
Who is your custodian?
Custodial services are furnished through TD Ameritrade, National Financial Services, or Charles Schwab.
What kind of tax hit do I take if I invest with you?
Well planned tax strategies designed to minimize tax exposure is always incorporated into any financial retirement or estate plan.
Do you offer retirement investing?
Our primary focus is retirement planning for all stages of life ranging from young accumulation savers, pre-retirement planning savers to individuals already in retirement seeking retirement income planning.
Why did you become a financial planner?
I have a strong desire to help individuals and businesses excel in their financial and business matters.
What is your business/mission statement?
Our mission is to get to know and understand your needs, wants, and long-term goals. We want to help you develop, implement, and monitor a strategy that’s designed to address your individual situation.
We understand the challenges families face today.
From managing debt to saving for college to retirement, these personal finance challenges can be overwhelming. Our commitment is to utilize all of our resources to help you pursue your goals.
We believe in thinking “out of the box” and we are not afraid to challenge conventional wisdom in our approach to investing and managing wealth. All of our energy, commitment, and efforts are focused on you, the client, and your satisfaction.
What kind of clients do you work with?
Anyone who feels they need a help and advice from a trusted advisor.
Do I have to already know about investment before coming to you?
You do not need to be an expert as we are seeking people who need and want advice on any financial matter. Our job is to understand your need and to help facilitate the best outcome.
Do you have any minimums?
No minimums.